Bank of America email scam is a fraudulent email that is being circulated claiming to be from the bank. Fraudsters are trying to get as much access to the personal details as possible and use their identities to conduct all types of frauds in the victim’s name. Please be careful before filling any form that is requesting your sensitive personal information.
The Bank of America itself has notified its customers to stay secure against such Bank of America email scams and to forward the same to firstname.lastname@example.org and then delete it.
What you need to know about the scam?
It has come to our attention that there are individuals circulating email scams under the guise of the Bank of America. These scams may have various malicious intentions such as stealing money from your account, infecting your computer with malware, or using your identity to commit fraud.
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If you do not have an account with Bank of America and you receive an email claiming to be from them, it is highly likely that this is a scam. Even if you do have an account with Bank of America, we encourage you to be vigilant and report any suspicious emails with unusual email addresses.
As a precautionary measure, we recommend that you do not respond to these emails by providing any personal information, and that you immediately delete them without opening them.
Bank Of America Email Scam Red Flags
Bank of America email scams usually are of the nature that imply urgency like “your account will be suspended in 24 hours if you don’t respond,” attempting to get you to act quickly and make their task easier.
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One must note that the official Bank of America will never send unsolicited emails requesting your personal details such as your name, email address, phone number, zip code, or more sensitive information, such as social security number, ATM pin, or credit card details to pay for processing fees or transfer charges.
The minute you provide such information the fraudsters abuse the provided details and the only thing you will be left with is deep remorse. Also there will be obvious grammatical or spelling errors present in the email which clearly paints a picture about their true colours.
Another pathetic attempt at stealing your personal information is that the scammers are sending out Bank of America scam mails using the narrative of – Bank of America gift card notification email that has reached a vast number of people already. This scam email attempts to trick innocent people into taking an online marketing survey to win a $50 reward. The filled out details will then be used to do phishing scams.
Subject lines these Bank of America scam emails are using include:
- We need you to verify your account information to re-activate online banking
- BONUS: $50 Bank of America Gift Card Opportunity for all our lucky customers
- Congratulations! You can get a $50 Bank of America gift card!
Watch for these traps and never trust them. Report them in one go and make your account secure.
The Bank of America website has a dedicated page where they delinate red additional red flags. In it they write that scammers may attempt to obtain personal information or money through various methods such as fake emails, text messages, phone calls, letters, or even in-person visits.
These scammers may pose as employees of familiar organizations and pressure you to act immediately with an alarming request.
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They may also ask you to pay in unusual ways, such as through gift cards or digital currency.
To protect yourself, do not click on links or download attachments from unknown sources, do not act unless you have verified the legitimacy of the request, and do not provide personal or account information.
Be wary of offers that seem too good to be true and never cash a check for someone you do not know.
If you have fallen victim to a scam, it may be difficult to recover your money. It is important to be vigilant and aware of red flags to protect yourself.
How can you avoid becoming a victim?
The best way to avoid The Bank of America scam emails is to remain vigilant.
We always advise against clicking on any link that is provided in the suspicious email which will obviously lead you to a third party website than the one stated in that email. This could be a sign that the email is attempting to trick you. It is best to delete the email immediately and contact Bank of America customer care directly.
Moreover, if the matter is urgent, the banks will not use emails as a primary source to contact customers and knowing this information is vital.
Bank Of America Email Scam Conclusion
The Bank of America email scam can be avoided if you have proper cyber security which will make it harder for the scammers to access your financial information. Enable 2FA and frequently change your online banking passcode.
Do not simply trust any email even though it appears to be legit. Always double check the origin source. Lastly, do voice your opinion if you encounter any kind of hustles.
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