Navy Federal Scam

Navy Federal Scam Update >> Navy Federal Credit Union is a popular financial institution that serves millions of members in the United States, including military personnel and their families. Unfortunately, scammers are often using the good reputation of Navy Federal to try and trick people into giving away their personal and financial information

The Navy Federal Scams have become quite common and many people in the country have taken the bait. These scams can take many forms, such as phishing, emails, phone calls, and text messages that appear to come from the Navy Federal but are mere scam texts. 

Hence it is important to be aware and know how to spot these scams to protect yourself from fraud and identity theft.

In this post, we will explore the different types of Navy Federal scams and how to identify and avoid them.

Want to be kept updated regarding scams?

Get instant emails when we publish new scam warnings!

Navy Federal Scam

What is a Navy Federal Scam?

Navy Federal Credit Union, a large financial institution with over 11 million members worldwide, has become a target for fraudsters who attempt to steal sensitive personal information such as login credentials, passwords, and social security numbers through fake texts or emails. The scammers are becoming increasingly sophisticated in their tactics and fool people into giving out their financial credentials and in turn losing money. 

Scammers behind the Navy Federal Scam text aim to deceive members into calling a fraudulent number to activate a fake card. They do this by sending a text that appears to be from the credit union, asking the recipient to call the number provided. The recorded message that plays when the number is called then asks for the member’s card number and personal details. This is a ploy to obtain sensitive information which can be used for further fraudulent activities. 

Get in touch with our affiliated Bitcoin Forensic Investigators at CNC Intelligence for free by filling out the form below.

    Different types of Navy Federal Scam

    There are several types of Navy Federal Credit Union Scams that scammers use to trick people into giving away their personal and financial details.

    1. Fake text alerts: Scammers may send a text message that appears to be a legit message from the real Navy Federal Credit Union, asking you to click on the link to verify your account information. These texts may contain urgent messages like “Your account has been compromised” or “Your account has been suspended”
    2. Phishing emails: Scammers may send emails that look like official communications from the credit union, with logos and graphics that make them appear legitimate. But the only intention behind these phishing texts is to steal your financial information.
    3. Fake phone calls: The fraudsters may even call and pretend to be Navy Federal Credit Union, asking you to provide all kinds of information. They use pressure tactics like, “if you fail to provide the information your account will freeze to exist.”
    4. Fake websites: The fake text you receive may contain a link to a fake website that looks like the Navy Federal Credit Union website, asking you to fill out personal details. These websites may have URLs similar to the official website, but with slight variations that are easy to miss. Be careful before clicking these links as they may infect your device with viruses and malware.

    How to identify them?

    Here are some ways how to identify Navy Federal scams:

    1. Watch out for unsolicited text messages or phone calls claiming to be from Navy Federal Credit Union. Legitimate communications from the credit union will typically include your name and information related to your account
    2. Be wary of messages and emails that contain urgent requests or threats of negative consequences such as “account suspension” or “freezing of the account”, if you do not respond immediately.
    3. Always make sure to check the phone number or email address of the sender. Scammers often use phone numbers or email addresses that look very similar to the Credit union’s official contact information but with little variations.
    4. Be cautious of messages that request personal and financial credentials. Legitimate institutions like Navy Federal Credit Union will never ask you to provide this information over text messages or phone calls.
    5. Look for typos or grammatical errors in emails and text messages. Fraudsters often make such mistakes in their messages which pose a huge red flag

    How to protect yourself?

    Here are some of the ways you can protect yourself:

    1. Be cautious of unexpected messages, emails, and phone calls that claim to be from Navy Federal Credit Union. If you are unsure about the legitimacy of a message, contact the company directly before blindly giving out personal information.
    2. Use strong passwords and change them frequently. Avoid using personal information in your passwords such as your social security number or credit card number.
    3. Enable two-factor authentication which adds an extra layer of security to your online accounts.
    4. Make sure to keep your computer and phone up to date with the latest security patches and antivirus software to protect against malware and other security threats.
    5. Monitor your accounts regularly for any unauthorized activity or suspicious transactions. Report any unauthorized transactions to a reputed institution at the earliest.


    It is very important to be aware of the different types of Navy Federal Credit Union scams that are prevalent today. Scammers are using high-tech tactics to deceive unsuspecting customers.

    However, by taking necessary precautions such as verifying the authenticity of text messages and calls and securing your sensitive personal information, you can protect yourself from falling victim to these scams. 

    Remember to stay vigilant and cautious, and report any suspicious activity to Navy Federal Credit Union immediately.

    If you have are a victim, please let us know by commenting below.

    Want to be kept updated regarding scams?

    Get instant emails when we publish new scam warnings!

    If you have lost a significant amount of money to online scams, do not lose hope. We can help you recover your funds!

    ZenGo Wallet Banner

    When you comment, your name, comment, and the timestamp will be public. We also store this data, which may be used for research or content creation in accordance with our Privacy Policy. By commenting, you consent to these terms.

    Leave a Comment

    Your email address will not be published. Required fields are marked *

    Never lose money to a scam again!

    Get instant emails when we publish new scam warnings!

    Discover more from Report Your Scam

    Subscribe now to keep reading and get access to the full archive.

    Continue reading

    Scroll to Top